TransPecos Banks offers business accounts designed for flexibility and simplicity, helping businesses to grow without hassles or hidden fees. We offer a full range of products and services to meet your needs — online banking, no-fee ACH¹ origination and payments, wire transfers, free remote deposit capture, and more.
Unlimited check writing and deposits, secure online banking and bill pay, debit card, and access to a network of surcharge-free ATMs
• Minimum to Open: $25
• Minimum Balance: $0
• Monthly Fee: $0²
• FDIC coverage up to $165 million³
Competitive tiered interest rates and online banking access to manage your money anywhere.
• Minimum to Open: $25
• Minimum Balance: $0
• Monthly Fee: $0²
• FDIC coverage up to $110 million³
TransPecos Banks provides a comprehensive suite of cash management services tailored to support effective cash management, directly impacting business results through a personalized and tailored experience.
• Online & Mobile Banking: Controlled access for secondary users. Remote deposit capture and mobile deposit.
• Money Movement: Features next-day ACH processing, domestic and international wire transfers, business debit and credit cards, and merchant services.
• Liquidity Management: Offers the IntraFi Network Insured Cash Sweep.
¹ ACH origination and Remote Deposit Capture services require an additional application and may include review for credit and program qualifications.
² Miscellaneous fees may apply per account terms and conditions. Fees are subject to change. Refer to our Fee Schedule and your Deposit Account Agreement for more information.
³ Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor.
Additional FDIC insurance is provided via the IntraFi network. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank).
Additional third-party messaging, data, or internet fees may apply.
